Independent guide
MM2H silver tier: requirements and cost
The MM2H silver tier has the lowest fixed deposit of the three main tiers, and a shorter pass than Gold or Platinum. It suits someone who wants the programme with the smallest amount locked away, and who is comfortable renewing sooner.
Everything below is from the ministry Silver page, cross-checked against the ministry overview table. Where Silver differs from Gold or Platinum, the numbers sit side by side at the end.
MM2H silver tier requirements
These are the Silver requirements as the ministry prints them.
After you are approved, the main applicant and every dependant must have a medical check-up at a clinic or hospital the ministry appoints. When you renew, the Silver page asks for a copy of a valid passport, your latest medical report and health insurance.
| Requirement | What the ministry prints |
|---|---|
| Main applicant age | age 25 or older |
| Fixed deposit | USD 150,000 in a Malaysian bank licensed under the Financial Services Act 2013 or the Islamic Financial Services Act 2013 |
| Participating fee | RM1,000 once, for the main applicant. None for dependants |
| Home you must buy | At least RM600,000, bought and owned after approval. No sale for 10 years, though you can upgrade to a higher-value home |
| Time in Malaysia | 90 days a year for ages 25 to 49. The overview says none for ages 50 and over |
| Pass | 5 years, multiple entry, renewable. Validity also depends on your passport |
Read on 8 Nov 2026Source: www.mm2h.gov.my/category/overview, www.mm2h.gov.my/category/silver
MM2H benefits
The Silver page lists what the pass gives you and your family.
- Children can study up to university level at government-recognised institutions in Malaysia, and can use the MM2H pass or be given a student pass automatically.
- Long-term medical treatment is allowed in Malaysia.
- There is a tax exemption on foreign funds and income, such as the profit on the fixed deposit.
- You can bring a spouse, children under 21, unemployed and single children aged 21 to 34, disabled children of any age, and parents or parents-in-law.
- If the main applicant dies, the pass can pass to the next of kin among the registered dependants.
MM2H silver cost
In ministry fees, a Silver couple pays RM8,500: the RM1,000 participating fee, plus processing fees of RM5,000 and RM2,500. The overview lists a Silver renewal fee of RM1,500, and the guidelines add a fixed pass fee of RM500 per year and a visa fee of RM0 to RM50, depending on the participant's nationality. They do not say how these fit together, so ask which applies to you.
The larger amounts are the USD 150,000 fixed deposit, from which you may withdraw up to half after approval, and the home worth at least RM600,000. An agent charges on top of this, and the ministry pages we read print no agent fee.
Read on 8 Nov 2026Source: www.mm2h.gov.my/category/silver, www.mm2h.gov.my/category/overview, www.mm2h.gov.my/apply/guidelines
What Silver does not allow
The Silver page lists business and investment activities as not allowed, and career opportunities as not allowed. An MM2H pass is a residence pass, not a work pass. If you plan to work or run a business in Malaysia, you need a different permit, and this site does not cover those.
Silver, Gold or Platinum?
The tiers differ mainly in how much you lock away, the minimum home price, and the length of the pass.
| Silver | Gold | Platinum | |
|---|---|---|---|
| Fixed deposit | USD 150,000 | USD 500,000 | USD 1,000,000 |
| Participating fee | RM1,000 | RM3,000 | RM200,000 |
| Minimum home price | RM600,000 | RM1,000,000 | RM2,000,000 |
| Pass term | 5 years | 15 years | 20 years |
| Renewal fee | RM1,500 | RM3,000 | RM5,000 |
Read on 8 Nov 2026Source: www.mm2h.gov.my/category/silver, www.mm2h.gov.my/category/gold, www.mm2h.gov.my/category/platinum, www.mm2h.gov.my/category/overview
Common questions
›How long is the MM2H silver pass?
5 years, renewable. The ministry says validity also depends on your passport, so a passport that expires first means you renew the pass early.
›Can I work in Malaysia on a Silver pass?
The Silver page lists career opportunities and business or investment activities as not allowed.
›Does a Silver couple pay one participating fee or two?
One. The participating fee is charged per main applicant, and the ministry says there is none for dependants. Each dependant does pay the RM2,500 processing fee.
›How much of the Silver fixed deposit can I take out?
Up to half of the principal, after you are approved, for buying a home, education, medical care and tourism in Malaysia.
Last edited: 8 Nov 2026
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